W-2 to 1099 hourly rate in Florida
Florida has no state income tax on wages or self-employment profit, so the comparison between W-2 and 1099 work is the same as in Texas in this calculator.
What Florida taxes change
- Florida does not tax wages or self-employment profit at the state level, so state tax is $0 on both sides.
- The required rate comes from self-employment tax, benefits you pay for yourself, and billable hours. The table uses the same federal rules as Texas, so the figures match.
- Florida has no state income tax, but other taxes such as sales tax are outside this calculator.
Example rates for Florida
| W-2 salary | W-2 take-home | 1099 rate needed | Yearly revenue |
|---|---|---|---|
| $60,000 | $50,390 | $43.86 | $63,154 |
| $95,000 | $75,663 | $67.47 | $97,162 |
| $150,000 | $113,791 | $105.56 | $152,012 |
Single filer, 20 days off, 40 hours a week, 75% of hours billable (1,440 a year), QBI deduction on, no benefits, no business costs. Change any of these in the calculator.
What this does not cover
- Federal tax, self-employment tax and the QBI deduction use 2026 figures from the IRS and the Social Security Administration.
- These are estimates for one job, the standard deduction and no other income. Your own return may differ.
- Retirement savings, an S-corporation election and local taxes outside the ones named are not modeled.
See exactly how every number is built on the methodology page, or run your own numbers in the calculator.
Frequently asked questions
Does Florida have a state income tax?
No. Florida does not tax wages or self-employment profit at the state level, so state tax is $0 on both sides of the comparison.
Do I still pay tax as a Florida contractor?
Yes. Florida contractors still pay federal income tax and self-employment tax. The required rate comes from those taxes, the benefits you replace and your billable hours.