W-2 to 1099 hourly rate in New York

New York has progressive state income tax, extra tax for New York City residents, payroll items for employees, and a payroll tax on some self-employed income.

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What New York taxes change

• State income tax runs from 3.9% to 10.9% in 2026, with a standard deduction of $8,000 for a single filer.
• Above $107,650 of income, New York removes the benefit of the lower brackets. We model this up to about $223,400 using the 2025 worksheet steps with the 2026 rate; above that the page warns that tax is understated. This will be re-checked when New York publishes its 2026 instructions.
• New York City residents pay city income tax of 3.078% to 3.876%. Choose your area in the calculator.
• W-2 employees also pay small state family leave and disability amounts. We include them on the W-2 side.
• Self-employed people in the NYC area with more than $150,000 of earnings owe the metropolitan commuter transportation tax, at 0.6% in New York City and 0.34% in the surrounding counties. Whether the threshold uses profit or 92.35% of profit still needs confirming, so treat results near that line with caution.

Example rates for New York

Single filer, 20 days off, 40 hours a week, 75% of hours billable (1,440 a year), QBI deduction on, no benefits, no business costs. Change any of these in the calculator.

What this does not cover

• Joint and head-of-household New York filers are not shown yet, because those schedules are still being verified.
• Yonkers and other local taxes are not calculated.
• These are estimates for one job, the standard deduction and no other income. Your own return may differ.
• Retirement savings, an S-corporation election and local taxes outside the ones named are not modeled.

See exactly how every number is built on the methodology page, or run your own numbers in the calculator.

Frequently asked questions