Guides
Plain-language explanations, each with real numbers from the calculator.
Why a contractor must charge more than salary divided by 2,080
A step-by-step example for a $95,000 salary.
How many hours will you really bill?
Why billable percentage and days off change the rate so much.
What benefits and costs add to your rate
Health insurance, a 401(k) match and business costs, with examples.